Financial technology company Jack Henry (Nasdaq: JKHY) announced on Monday that it has launched MyFinancialHealth, a new embedded capability for more than 1,000 banks and credit unions on its Banno Digital Platform, powered by Array. The suite offers account holders tools to monitor and build credit, protect identity and privacy, manage subscriptions and oversee federal student loans - all within a single interface.

Delivered through a configurable free-to-premium model, MyFinancialHealth enables institutions to provide core features at no cost, with optional paid upgrades for enhanced protection and convenience. Activation requires no APIs, onboarding, or custom development.

Early adopter First Fidelity Bank is among the first to roll out the solution, which builds on prior embedded offerings like credit monitoring and Array's Offers Engine. Array reports average user engagement of 2.2 visits per month, with strong uptake of premium services such as subscription cancellation and data broker removal.

The initiative supports Jack Henry's strategy to deepen accountholder relationships, reduce financial fragmentation, and position banks and credit unions as primary financial hubs. It also offers new fee-based revenue streams while maintaining a seamless user experience.

Jack Henry serves approximately 7,500 clients with technology solutions designed to help financial institutions innovate, differentiate and compete in an evolving market.